Identify likely needs
Consider the workplace, family, consumer or other everyday legal risks most relevant to you.
Legal Insurance
Support when everyday legal matters become complicated
Understand available legal-cover options before you need to use them.
Professional guidance
Prepare for unpredictable legal costs
Workplace, family, consumer and other legal disputes can be stressful and expensive. Legal insurance may provide access to advice and representation for covered matters.
We help you compare the scope of cover and understand waiting periods, limits and exclusions before you select a product.
What to expect
How to review legal-cover options
We keep every stage clear, practical and easy to understand.
Compare the scope
Review which advice, document support, negotiation or representation benefits may be included.
Check limitations
Understand waiting periods, pre-existing matters, exclusions, benefit limits and provider-panel rules.
Know how to access help
Keep the policy and contact information available and follow the required process before appointing outside representation.
Prepare with confidence
Is this relevant to you and what should you prepare?
Your first conversation is easier when you know the common situations and information involved.
Legal insurance may suit people who want
- Predictable monthly access to covered legal support
- Guidance with qualifying workplace or consumer matters
- Help understanding certain agreements or documents
- Potential representation for specified covered disputes
- A clear first point of contact when a legal issue arises
Information commonly requested
Application and claim requirements vary by product.
- Policyholder identification and contact details
- Proof of address where required
- Premium-payment information
- Details of dependants if the product includes them
- Relevant correspondence and contracts for a legal matter
- Dates and background information relating to the dispute
The bigger picture
Contact our team
Know what your policy provides
Legal-insurance benefits differ between providers. Always review the full policy wording, limits, panel arrangements and exclusions for the cover you select.
Questions, answered
What people ask about Legal Insurance
These answers provide a useful starting point. Your circumstances and the applicable product or process may differ.
Ask us a questionPre-existing or already-known matters are commonly excluded, but rules differ by product. Disclose the circumstances and check the policy wording before relying on cover.
No. Cover applies only to specified benefits and may have limits, exclusions or approval requirements. Costs incurred without authorisation may not be covered.
Some policies use a panel or require prior approval. Confirm the lawyer-selection and authorisation rules before appointing someone independently.
This depends on the start date and applicable waiting periods. Some advice benefits may be available sooner than representation benefits.
Speak to IY Finance Solutions
Want to understand legal-cover options?
Ask our team for a clear, no-pressure explanation of the available cover.