Review your household
Identify the family members you may need to cover and the likely costs your household would face.
Funeral Cover
Peace of mind for the people who matter most
Prepare for difficult moments with cover suited to your family and budget.
Professional guidance
Help your family focus on what matters
A funeral can create significant costs at short notice. Funeral cover can help reduce that financial pressure and give your family access to support when they need it most.
Our advisers explain available cover levels, premiums, waiting periods, exclusions and the claims process so that you can make a properly informed choice.
What to expect
How to choose suitable funeral cover
We keep every stage clear, practical and easy to understand.
Compare cover options
Consider benefit amounts, qualifying family members, premiums and any additional services.
Understand the policy
Review waiting periods, exclusions, premium rules, age limits and the claims requirements.
Complete and maintain cover
Provide accurate information, nominate beneficiaries where required and keep premiums up to date.
Prepare with confidence
Is this relevant to you and what should you prepare?
Your first conversation is easier when you know the common situations and information involved.
Funeral cover may be useful if you want to
- Reduce the immediate financial pressure on your family
- Provide cover for a spouse, children or qualifying relatives
- Choose a benefit level that reflects likely funeral expenses
- Pay a predictable premium that fits your monthly budget
- Make the claims process clearer for your beneficiaries
Information commonly requested
The policy provider will confirm its exact requirements.
- Policyholder identification and contact details
- Identification details for insured family members
- Banking or approved premium-payment details
- Beneficiary details where applicable
- Relationship details for extended-family members
- Any health or eligibility information required by the product
The bigger picture
Contact our team
Clarity before commitment
Benefits, premiums, eligibility and claims requirements differ by product. We help you review the policy information and understand what applies to your household.
Questions, answered
What people ask about Funeral Cover
These answers provide a useful starting point. Your circumstances and the applicable product or process may differ.
Ask us a questionIt is a period after cover starts during which certain claims may not be payable. Waiting periods can differ by cause of death and product, so confirm the exact policy wording.
Some products allow qualifying parents or extended family members to be added. Entry ages, relationships, benefit limits and premiums differ by provider.
Cover may lapse or be suspended depending on the policy rules and grace period. Contact the provider immediately rather than assuming the policy remains active.
Requirements may include a claim form, death certificate, identification, beneficiary information and supporting documents. The policy schedule should explain the exact process.
Speak to IY Finance Solutions
Protect your family’s peace of mind
Talk to an adviser about cover suited to your household and budget.